The purchaser/borrower will need to bring their driver’s license.  If applicable, they will also need to bring certified funds for the amount needed for the transaction.

The seller will need to bring their driver’s license.

Title insurance is a onetime paid premium collected at the time of closing that protects against loss or damage due to title defects.

When obtaining a mortgage, lender’s title insurance is required in the State of Louisiana. The Lender’s title policy only protects the loan.  An owner’s policy is a separate policy that will protect the buyer and defend the title of the property in all legal actions from title defects.  We can supply you with a detailed list of coverage that the owner’s policy offers.  Once you purchase an owner’s title policy, it is effective as long as you continue to own the property and is transferred to your heirs.  A new lender’s policy must be purchased each time you mortgage the property (refinance of 1^st mortgage and sometimes on a 2^nd mortgage), as a lender’s policy specifically insures that mortgage.

Answer to: How do I apply for a Homestead Exemption?